⚠️ IMPORTANT DISCLAIMER
This article provides general information only. Therefore, it does not constitute professional legal, financial, or property advice. The information is current as of December 17, 2025. However, it is based on official HDB and government sources available at that date.
Key points to note:
- HDB policies, subsidy rates, and eligibility criteria may change without notice
- All cost figures are approximate estimates for illustration purposes only
- Block-level information is time-sensitive and requires direct HDB verification
- References to renovation services are examples only, not formal endorsements
- Historical property price examples do not guarantee future outcomes
Always verify current details with HDB, Gov.sg, CPF Board, and licensed professionals before making decisions.
What Is the Home Improvement Programme (HIP)?
The Home Improvement Programme (HIP) is a government-subsidised upgrading scheme. Specifically, it targets common maintenance and safety issues in aging HDB flats. Generally, it covers flats that are 30 years old and older.
Programme Evolution
HDB first launched HIP in 2007. Initially, it covered flats built up to 1986. Subsequently, HDB extended the programme in 2018. As a result, blocks completed between 1987 and 1997 now qualify for HIP.
Core Features of HIP
The programme focuses on inside-the-flat improvements rather than external beautification. Moreover, it addresses critical issues including:
- Spalling concrete on ceilings, beams, and walls
- Corroded waste and soil pipes causing leaks
- Aging bathrooms with waterproofing problems
- Outdated electrical systems with insufficient capacity
HIP Requirements
Voting threshold: At least 75% approval from Singapore Citizen households is required. Furthermore, essential works are fully funded for Citizen households. Meanwhile, optional improvements receive heavy subsidies from the government.
Work duration: Each flat typically requires about 10 working days for completion. However, this timeline can vary depending on the scope of works.
For official details, visit the HDB Home Improvement Programme guide.
Current HIP Status in Tiong Bahru (Late 2025/2026)
Tiong Bahru presents a unique housing landscape. In fact, it contains:
- Pre-war SIT low-rise walk-up flats
- Older HDB blocks in Kim Tian area
- Newer developments that do not qualify for HIP
Consequently, this guide focuses on HIP-eligible blocks primarily in Seng Poh and Kim Tian estates.
Seng Poh Estate Polling Results (Heritage Flats)
In November 2025, HDB conducted HIP polling across 29 blocks in Seng Poh estate. These pre-war SIT flats represent Tiong Bahru's heritage character. Importantly, the results showed:
Successful blocks: 27 blocks achieved the minimum 75% approval threshold. Therefore, these blocks will proceed with HIP implementation.
Unsuccessful blocks: 2 blocks did not meet the required threshold:
- Block 34 Kim Cheng Street – fell short by approximately 1 vote
- Block 35 Lim Liak Street – fell short by approximately 2 votes
These two blocks are small four-storey walk-ups. As a result, each vote carries significant weight. Moreover, the low unit count means every household decision matters greatly.
Verification: Always confirm your block's status via the HDB upgrading status portal.
Kim Tian Road Blocks Status
Selected blocks along Kim Tian Road are also in the HIP pipeline. For example, Blocks 6, 122, 123, and 125 have been identified. Furthermore, polling was either conducted in late 2025 or scheduled around that time.
Important: Outcomes and timelines differ by block. Therefore, check HDB's upgrading portal for official status updates.
Non-Eligible Tiong Bahru Flats
Some Tiong Bahru flats are not eligible for HIP. Generally, this applies to:
- HDB projects completed well after 1997
- Developments under different upgrading schemes
- Blocks receiving general cyclical maintenance (R&R)
HIP eligibility depends on construction year and flat type. Consequently, verify your eligibility through HDB's official channels.
Why Blocks 34 and 35 Did Not Reach 75% Approval
The failure of Blocks 34 and 35 highlights structural challenges. Specifically, these challenges relate to HIP voting in very small blocks.
Impact of Small Block Size
Seng Poh SIT blocks typically contain 15–24 units per block. In contrast, typical HDB slab blocks have many more units. Therefore, small block size creates voting challenges.
Example calculation: A block with 20 units needs 15 "yes" votes to hit 75%. Subsequently, if 2 supportive households cannot vote, the approval rate falls short. Meanwhile, in a 100-unit block, a few missing votes have minimal percentage impact.
Contributing Factors to Voting Failure
Several factors commonly affect voting outcomes. However, no single factor alone causes failure. Instead, multiple issues combine to affect results:
Absentee landlords: Many owners do not live in Singapore. As a result, engaging them in voting proves difficult.
Tenant-occupied units: Tenants cannot vote on HIP matters. Furthermore, owners may be less responsive to polling efforts.
Recently renovated units: Some owners completed recent bathroom renovations. Therefore, they feel HIP upgrades are unnecessary for their flats.
Logistical issues: Residents may intend to vote but cannot attend on polling day. Consequently, their support does not get counted.
In small blocks, even minor non-participation can prevent reaching 75% threshold. Therefore, every household's participation becomes critical.
Re-Poll Possibility for Failed Blocks
Re-polls for HIP are possible but not automatic. Nevertheless, HDB has conducted successful re-polls in other estates.
Past Re-Poll Success Examples
Several estates successfully underwent re-polls after initial failures. For instance:
- Block 316 Serangoon Avenue 2 – re-polled and succeeded in 2017
- Blocks 101, 104, and 108 Lengkong Tiga – re-polled and succeeded in 2023
These cases demonstrate that HDB considers re-polls under certain conditions. Moreover, they show that increased resident engagement can change outcomes.
Conditions for Re-Poll Approval
HDB does not publish a fixed formula for approving re-polls. However, likely considerations include:
- Increased resident support since the initial poll
- Clear majority favour for HIP among households
- Contractor capacity and resource availability
- Feasibility of adding extra blocks to ongoing HIP contracts
Tiong Bahru Re-Poll Timeline
Public discussion mentions a potential re-poll around mid-2026 for Blocks 34 and 35. However, this is not guaranteed or officially confirmed. Therefore, residents should consider this a possibility only until HDB makes an official announcement.
HIP Components: Essential, Optional, and EASE
HIP comprises three distinct categories of upgrades. Each category serves different purposes. Furthermore, each has different funding structures.
Essential Improvements (Fully Funded for Citizens)
Purpose: Address safety, structural, and critical maintenance issues that affect all residents.
Typical essential works include:
- Spalling concrete repair on ceilings, beams, and walls
- Replacement of waste and soil pipes throughout the block
- Electrical upgrading to support modern appliance loads safely
- Replacement of external fixtures like aging drying racks
Funding for Singapore Citizens: Essential works are fully funded by the government. Therefore, Citizen households pay nothing for these critical repairs.
Funding for Permanent Residents: PRs usually pay full cost for essential items. However, they may receive subsidies if they convert to citizenship within a specified timeframe. For example, conversion within one year of billing may qualify for retroactive subsidies. Always verify current policies with HDB.
Optional Improvements (Heavily Subsidised)
Purpose: Improve comfort and modernity inside individual flats. However, these items are not strictly required for safety.
Typical optional items include:
- Toilet/bathroom upgrading with new tiles, sanitary fittings, and waterproofing
- New main entrance door (fire-rated or standard, depending on requirements)
- New metal grille gate for security and aesthetic improvement
- New refuse chute hopper where applicable to the block
Approximate Co-Pay Amounts (2025 Estimates)
| Flat Type | Approximate Co-Pay | Approximate Subsidy |
|---|---|---|
| 1/2/3-Room | ~S$550 | Up to 95% |
| 4-Room | ~S$825 | Up to 92.5% |
| 5-Room | ~S$1,100 | Up to 90% |
| Executive | ~S$1,375 | Up to 87.5% |
Important: These figures are illustrative estimates only. Actual amounts depend on flat type, selected options, and current HDB pricing at billing time.
EASE (Enhancement for Active Seniors)
EASE can be implemented together with HIP or separately. Specifically, it targets senior-friendly modifications for safer aging-in-place.
Common EASE features include:
- Grab bars installed in bathrooms and corridors
- Slip-resistant treatment on bathroom floor tiles
- Ramps (portable or customised) for entrance level differences
- Wider doorways for wheelchair accessibility
- Foldable shower seats for safer bathing
Approximate EASE Co-Pay (Indicative Ranges)
| Flat Type | Co-Pay Range | Approximate Subsidy |
|---|---|---|
| 3-Room | S$125–S$387 | Up to 95% |
| 4-Room | S$188–S$581 | Up to 92.5% |
| 5-Room | S$250–S$774 | Up to 90% |
| Executive | S$313–S$968 | Up to 87.5% |
For current EASE options and updated co-pay tables, refer to the CPF Home Improvement Programme information.
Payment Terms and Flexibility Options
HIP offers flexible payment arrangements for resident convenience. However, specific terms can vary based on current policies.
Typical Payment Arrangements
Billing timing: Payment is generally billed after works are completed, not before. Therefore, you can inspect completed works before making payment.
Payment methods available:
- Lump sum payment for immediate settlement
- Monthly instalments over an extended period (often up to 10 years)
- CPF usage for eligible Singapore Citizen flat owners
- Concessionary interest rates on instalments for Citizens
Payment Method Eligibility
CPF usage: Singapore Citizen owners may use CPF savings. However, this is subject to CPF Board rules and available balance. Furthermore, certain flat and owner eligibility criteria apply.
Instalment plans: HDB typically offers extended instalment periods. Moreover, interest rates may be concessionary for Citizen households.
Verification required: Rules evolve over time. Therefore, confirm current payment options directly with HDB or through official HDB/CPF documentation.
Estimated HIP Timeline for Tiong Bahru
Important: These are approximate estimates based on typical HIP patterns. Actual timelines depend on HDB scheduling, contractor capacity, and resource allocation.
For 27 Successful Seng Poh Blocks
Late 2025 – Early 2026: Detailed planning phase begins. Meanwhile, HDB allocates contractors and finalises designs.
After Chinese New Year 2026 (Q1/Q2): Initial phases of on-site HIP works expected to commence. Therefore, residents should prepare for gradual rollout.
Total duration: Approximately 1.5–2 years for all 27 blocks to complete. However, this assumes a phased approach across multiple blocks.
Per-flat duration: Each flat typically requires 10 working days of on-site work. Nevertheless, the overall block programme may span several months. This is due to staging requirements, scaffolding logistics, and common area works.
For Kim Tian Road Blocks
Late 2025 – Early 2026: Polling either ongoing or anticipated to begin.
2026: If polling passes, planning and contractor appointment will follow. Subsequently, HDB will prepare detailed work schedules.
Mid-to-late 2026 onwards: On-site works likely to commence. However, exact timing depends on contract awards and resource allocation.
For Blocks 34 and 35 (Failed Initial Poll)
Mid-2026: Possible target window for a re-poll. However, this is subject to HDB approval and demonstrated resident support.
Late 2026 or 2027: If re-poll is conducted and passes, HIP works may be scheduled thereafter. Nevertheless, timing depends on contractor availability and HDB's overall programme schedule.
Stay updated: Check the HDB upgrading status portal regularly for the most current official timeline.
What to Expect: Day-by-Day HIP Experience
While exact sequences vary by flat and contractor, residents can expect a structured process. Generally, a typical 10-day HIP schedule follows this pattern:
Days 1–2: Protection and Demolition
Morning of Day 1: Contractors install protective coverings over floors and furniture. Meanwhile, they set up safety barriers and work zones.
Bathroom demolition: Removal of old tiles, fixtures, and sanitary fittings begins. Subsequently, contractors dispose of demolition waste properly.
Temporary arrangements: Alternative toilet facilities are arranged. For instance, portable toilets may be provided if necessary.
Days 3–6: Core Structural Works
Spalling concrete repair: Contractors patch and repair damaged concrete surfaces. Therefore, structural integrity improves significantly.
Pipe replacement: Waste and soil pipes are replaced throughout the unit. Furthermore, this prevents future leaks and blockages.
Waterproofing: New waterproofing membrane is applied in wet areas. Subsequently, contractors conduct initial water testing to ensure effectiveness.
Days 7–8: Installation of New Fixtures
Tile laying: New wall and floor tiles are installed in bathrooms. Moreover, contractors ensure proper alignment and grouting.
Bathroom fixtures: New sanitary fittings are installed if opted in. For example, this includes toilet bowls, sinks, and shower fixtures.
Door and gate fitting: New main door and grille gate are fitted if selected. Therefore, security and aesthetics improve simultaneously.
Days 9–10: Final Touches and Inspection
Final fittings: Contractors complete all remaining installations and adjustments. Meanwhile, they ensure all fixtures function properly.
Testing and cleanup: Comprehensive testing of all systems occurs. Subsequently, thorough cleanup removes all construction debris.
Resident walkthrough: Contractors conduct walkthrough with residents for basic checks. Therefore, any immediate concerns can be addressed before project closure.
What Residents Experience During HIP
Noise and dust: Some disruption is expected, especially during demolition and drilling. However, contractors follow noise control guidelines.
Daily living: Residents generally remain in the flat throughout HIP works. Therefore, they can continue using other rooms normally.
Bathroom access: Temporary limitations on bathroom access may apply. Nevertheless, contractors communicate alternative arrangements clearly in advance.
For practical preparation tips, visit the Gov.sg HIP explainer.
Combining HIP with Private Renovation
Many Tiong Bahru residents view HIP as an opportunity. Specifically, they use this time to upgrade their flats more comprehensively.
Why Coordinate HIP with Private Renovation?
Minimise total disruption: Complete all upgrades in one season instead of multiple projects. Therefore, you reduce overall inconvenience significantly.
Visual consistency: Ensure HIP-installed elements match other renovated areas. For example, bathroom tiles can coordinate with kitchen design schemes.
Access efficiency: Contractors are already on-site during HIP works. Meanwhile, scaffolding and access routes are established. Therefore, adding private works becomes more convenient.
Typical Post-HIP Renovation Scenarios
Option 1: Accept HIP basics, customise separately
Some residents accept HIP's essential structural repairs and basic optional packages. Subsequently, they engage private contractors for:
- Custom kitchen carpentry and premium countertops
- Built-in wardrobes and customised storage solutions
- New flooring in living rooms and bedrooms
- Feature walls, upgraded lighting, and premium painting
Option 2: Coordinate HIP with full renovation
Other residents coordinate HIP timing with comprehensive private renovation. Therefore, they achieve complete home transformation efficiently.
Private Renovation Resources
For residents exploring private renovation works, these resources provide helpful context:
- HDB home improvement coordination guide
- HDB renovation packages & price list
- Toilet renovation packages overview
Important: These links provide general information and ballpark pricing examples only. Therefore, they should not be treated as formal quotations. Always obtain multiple written quotes from licensed HDB contractors. Furthermore, verify current prices before making commitments.
HIP Impact on Property Value
Why HIP Can Positively Affect Property Value
Completed HIP works can potentially benefit property value. However, this is not guaranteed and depends on multiple factors.
Improved buyer confidence: Buyers feel reassured that major structural issues have been addressed. For example, pipe replacements and concrete repairs are already completed.
Reduced maintenance costs: Near-term maintenance expenses are lower for buyers. Therefore, this makes the property more attractive financially.
Enhanced safety perception: The flat demonstrates better safety and longevity. Consequently, buyers may be willing to pay a premium.
Historical precedent: Some estates saw resale price improvements after HIP completion. Nevertheless, past performance does not guarantee future results.
Other Critical Value Factors
Property value depends on numerous factors beyond HIP completion. Therefore, consider the following elements:
Remaining lease duration: Longer remaining leases generally command higher prices. Moreover, this is especially important in mature estates.
Market conditions: Interest rates, economic outlook, and cooling measures affect prices. Furthermore, these external factors often outweigh individual property improvements.
Micro-location: Position within the town, view quality, and orientation matter significantly. For instance, blocks near MRT stations typically command premiums.
Storey height and layout: Higher floors and better block layouts affect value. Meanwhile, corner units often fetch higher prices.
Interior design quality: Kitchen and living area design significantly influence buyer perception. Therefore, thoughtful renovation beyond HIP can add substantial value.
Summary: HIP is one positive factor among many. However, it should be viewed as a foundation rather than a complete value driver.
Practical FAQs for Tiong Bahru Residents
Can I vote "Yes" for HIP but opt out of optional items?
Yes, absolutely. Voting occurs at block level for whether HIP proceeds. However, optional items are chosen at unit level. Therefore, you can support HIP for your block while declining specific optional packages for your flat.
I just renovated my bathroom. Does HIP force me to re-do it?
No, it does not. If your block opts in, you can decline the bathroom optional package. Meanwhile, essential structural works may still be carried out where required. For example, pipe replacement behind walls may be necessary. However, HDB provides guidance on minimising impact to recently renovated spaces.
Do I have to pay if I am a Singapore Citizen?
Essential items: Typically fully funded for Citizens. Therefore, you pay nothing for critical structural repairs.
Optional and EASE items: Require co-pay as outlined in the subsidy tables. However, subsidies are substantial (often 87.5% to 95%).
Verification needed: Confirm your specific situation and amounts directly with HDB. Moreover, ask about CPF usage eligibility for payment.
What if I cannot afford the co-pay?
Discuss payment options: Contact HDB to explore instalment plans. Furthermore, payments can often be spread over multiple years.
CPF usage: Check eligibility for using CPF savings if you are a Citizen. However, this depends on available CPF balance and flat/owner criteria.
Financial assistance: In special cases, financial assistance programs may be available. Therefore, discuss your situation openly with HDB officers.
Will my tenant have to move out during HIP?
Generally, no. Tenants can continue staying in the flat during HIP works. However, they should be informed of temporary inconveniences.
Communication important: Discuss HIP plans with your tenant in advance. Meanwhile, clarify any rent adjustments or arrangements privately between landlord and tenant.
Access required: Tenants must provide contractors access to the unit during work hours. Therefore, ensure they understand and agree to this requirement.
Official Resources for Latest Updates
For the most accurate, up-to-date information, always refer to official government sources. Therefore, bookmark these essential resources:
Primary HDB Resources
- HDB Home Improvement Programme Guide – Comprehensive official HIP information
- HDB Upgrading Status Portal – Check your specific block's status in real-time
- Gov.sg HIP Explainer – Simple breakdown of key HIP information
- CPF HIP Information – Details on CPF usage and payment
Local Community Channels
- HDB Branch Office – Visit your local branch for personalised assistance
- Tanjong Pagar GRC channels – Tiong Bahru-specific community engagement and updates
Pro tip: Sign up for HDB's direct notifications if your block is undergoing HIP. Therefore, you receive timely updates throughout the process.
Final Disclaimers and Safety Reminders
This Article Is NOT Professional Advice
This article provides general information only for educational purposes. Therefore, it is not a substitute for:
- Official HDB communication and notifications
- Customised legal advice from qualified lawyers
- Financial advice from licensed financial advisors
- Investment recommendations from property consultants
All Figures Are Approximate Illustrations
Cost examples: Based on information available as at December 2025. However, actual costs may differ significantly.
Timeline estimates: Derived from typical HIP patterns and public information. Nevertheless, actual schedules depend on HDB's implementation plans.
Property value references: Historical examples do not guarantee similar outcomes. Furthermore, past performance does not predict future results.
Readers Must Verify All Information
Before making any decisions, always:
- Verify all key facts directly with HDB, Gov.sg, and CPF Board
- Obtain written quotations from multiple licensed contractors
- Consult relevant professionals for personal financial questions
- Check official HDB portal for your specific block's status
- Seek legal advice for contract or tenancy matters
Policy Changes May Occur
HDB policies, subsidy rates, and eligibility criteria can change without advance notice. Therefore, information in this article may become outdated. Always check official sources for current policies.
Article Last Updated: December 17, 2025
Next Steps: For Tiong Bahru residents, stay informed by checking the HDB upgrading status portal regularly. Moreover, engage with your town council and grassroots leaders for community updates. Meanwhile, plan ahead if you are considering coordinating HIP with private renovation works.
This comprehensive guide helps Tiong Bahru residents navigate the HIP process with confidence. However, remember that official HDB communication takes precedence over all other information sources. Therefore, always verify critical details before making decisions.
