Planning your 3-room HDB renovation in 2026? This comprehensive guide reveals everything Singapore homeowners need to know about renovation packages, transparent pricing, quality materials, and proven strategies to transform your flat into a beautiful, functional home. Whether you're preparing a new BTO unit or upgrading a resale flat, we'll help you navigate every decision with confidence.
What Singapore Homeowners Want in 3-Room HDB Renovation Packages
Understanding market demand helps you make smarter renovation decisions. Singapore homeowners prioritize five critical factors when selecting 3-room HDB renovation packages: transparent pricing, quality workmanship, proper certifications, comprehensive warranties, and realistic timelines.
The average 3-room HDB flat measures 60-65 square meters, comprising a living/dining area, two bedrooms, kitchen, and two bathrooms. Smart renovation transforms these compact spaces into efficient, beautiful homes that enhance daily living and protect your property investment.
Complete Package Components
Professional 3-room HDB renovation packages address every aspect of your home systematically. Kitchen renovations include custom cabinetry, durable countertops, protective backsplash tiling, and proper plumbing installations. Bathroom works cover thorough waterproofing, quality tiling, functional fixtures, and code-compliant plumbing that prevents future problems.
Living areas require appropriate flooring, comprehensive electrical systems, well-designed lighting, and professional painting. Each component contributes to functionality, aesthetics, durability, and long-term value. Quality packages provide complete solutions rather than partial coverage requiring additional contractors.
Essential services include design consultation maximizing limited space, 3D visualization showing finished results before construction, HDB permit management ensuring compliance with official renovation guidelines, professional project management coordinating trades efficiently, and dedicated site supervision maintaining quality standards.
Package Tiers for Different Budgets
Basic Packages (S$25,000 - S$32,000) cover essential works with functional materials. These suit budget-conscious homeowners or those planning shorter occupancy periods. Basic packages deliver livable spaces without premium finishes.
Standard Packages (S$32,000 - S$42,000) offer mid-range materials with design flexibility and better longevity. These represent optimal value for most homeowners, balancing reasonable investment with quality withstanding daily use. Standard packages allow moderate customization within proven frameworks.
Premium Packages (S$42,000 - S$60,000+) feature high-end materials, custom carpentry, designer fixtures, and architectural elements. These suit homeowners planning long-term residence or prioritizing maximum resale value.
View detailed package options at 3-Room BTO Renovation Packages.
Transparent Pricing Breakdown for 3-Room HDB Renovation 2026
Kitchen Renovation Investment
Kitchen renovation typically represents 25-30% of total renovation budgets. Complete kitchen packages for 3-room HDB flats range from S$5,590 to S$12,000 based on material quality and customization.
Kitchen Package Pricing:
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Basic kitchen cabinet package (18ft): S$5,590 - S$6,500
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Standard kitchen package (20ft): S$7,200 - S$9,000
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Premium custom kitchen: S$9,500 - S$12,000
Standard packages include 18-20 feet of cabinetry combining upper and lower cabinets for maximum storage. Cabinet construction uses minimum 18mm plywood with moisture-resistant properties. Wet areas near sinks require marine-grade plywood preventing swelling and warping from water exposure.
Countertop materials significantly impact aesthetics and maintenance. Quartz composite countertops offer excellent durability, heat resistance, and stain protection at moderate pricing. Non-porous surfaces prevent bacteria growth and require minimal maintenance. Solid surface materials provide seamless installations with integrated sinks. Laminate countertops deliver functional performance at economical pricing.
Quality hardware enhances daily usage and extends lifespan. Soft-closing hinges prevent slamming that damages frames. Soft-closing drawer tracks ensure smooth operation when loaded. Branded hardware from Blum or Hafele provides reliability backed by warranties.
Kitchen backsplash tiling protects walls from cooking splashes while adding visual interest. Standard packages include tiling from countertop to wall cabinets using ceramic or porcelain tiles. Rectified tiles offer cleaner grout lines and contemporary aesthetics.
Bathroom Renovation Costs
Two bathrooms require substantial investment in waterproofing, tiling, and fixtures. Complete bathroom renovation ranges from S$9,990 to S$15,000 depending on quality levels.
Bathroom Package Pricing:
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Basic 2-toilet package: S$9,990 - S$11,500
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Standard 2-toilet package: S$11,500 - S$13,500
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Premium 2-toilet package: S$13,500 - S$15,000
Professional waterproofing forms the foundation preventing water damage. Multiple membrane layers applied to floors and walls following Building and Construction Authority standards prevent seepage affecting your home or neighboring units. Quality waterproofing includes proper surface preparation, multiple coats, adequate curing time, and water ponding tests before tiling.
Bathroom tiling creates water-resistant, hygienic surfaces. Floor tiles provide slip resistance for safety in wet conditions. Wall tiles extend to ceiling height in shower areas for complete protection. Quality tiles withstand humid tropical conditions without deterioration.
Sanitary fixtures include toilets, basins, taps, and showerheads affecting functionality and water consumption. Premium packages upgrade to water-efficient fixtures supporting Singapore's water conservation initiatives while reducing utility costs.
Licensed plumbing ensures proper water supply and drainage meeting regulations. Professional plumbers install pipes securely, connect fixtures properly, test for leaks thoroughly, and verify adequate pressure. Quality plumbing prevents future issues requiring expensive rectification.
Flooring Solutions and Pricing
Flooring choices impact aesthetics, durability, and maintenance. For complete 3-room HDB flats, flooring investment ranges from S$2,800 to S$7,500.
Vinyl Flooring (Most Popular 2026):
Modern vinyl planks replicate wood convincingly while providing superior water resistance. Quality vinyl withstands daily traffic and maintains appearance for 8-12 years.
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Basic vinyl planks: S$2,800 - S$3,500
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Mid-range vinyl: S$3,500 - S$4,500
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Premium SPC/WPC: S$4,500 - S$5,500
Tile Flooring:
Porcelain tiles offer exceptional durability and timeless aesthetics. Tiles provide cool surfaces ideal for tropical climate and won't fade under sunlight. Rectified tiles create contemporary looks with minimal grout lines.
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Standard ceramic tiles: S$4,200 - S$5,500
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Quality porcelain tiles: S$5,500 - S$6,800
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Premium rectified tiles: S$6,800 - S$7,500
Laminate Flooring:
Quality laminate delivers authentic wood grain appearances with scratch resistance. Installation over underlayment provides sound dampening. However, laminate performs poorly with standing water exposure.
Electrical Works and Lighting
Comprehensive electrical systems ensure safe, efficient functionality supporting modern lifestyles. Licensed electricians handle installations meeting Energy Market Authority requirements. Electrical works typically cost S$2,500 to S$4,500.
Standard packages include sufficient power outlets for modern requirements. Living areas need outlets for televisions, air conditioning, and appliances. Bedrooms require outlets for fans, air conditioning, lighting, and electronics. Kitchens need dedicated circuits for major appliances preventing overloading.
LED lighting throughout provides energy efficiency, 25,000+ hour lifespan, and reduced heat generation. Recessed downlights offer clean aesthetics. Track lighting provides flexibility. Cove lighting creates ambient effects making spaces feel larger.
Circuit protection includes proper breakers, earth leakage protection, and adequate wiring specifications ensuring electrical safety meeting Building and Construction Authority standards.
Painting and Finishing
Professional painting protects surfaces while completing aesthetics. Complete painting ranges from S$1,800 to S$3,500 based on quality and complexity.
Painting Package Pricing:
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Basic painting (2 colors): S$1,800 - S$2,200
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Standard painting (3-4 colors): S$2,200 - S$2,800
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Premium painting (5+ colors, feature walls): S$2,800 - S$3,500
Quality packages use reputable brands like Nippon, Dulux, or Jotun withstanding humid climate without mold or peeling. Emulsion paint suits walls and ceilings with good washability. Enamel paint provides superior durability for frames and exposed elements.
Professional painters fill cracks, smooth surfaces, prime appropriately, and apply multiple coats ensuring even coverage. Quality workmanship shows in clean cutting lines and smooth finishes without marks.
Explore detailed pricing at HDB Renovation Price List 2025-2026.
Complete Package Investment Overview
Basic Complete Package: S$25,000 - S$32,000
Functional kitchen with laminate countertops, basic bathroom fixtures, vinyl flooring, standard electrical works with LED lighting, complete painting with 2-3 colors.
Standard Complete Package: S$32,000 - S$42,000
Quality kitchen with quartz countertops, mid-range bathroom fixtures, choice of vinyl or tile flooring, enhanced electrical and lighting, premium painting with multiple colors. Best value for most homeowners.
Premium Complete Package: S$42,000 - S$60,000
Custom kitchen carpentry with premium finishes, designer bathroom fixtures, premium tile flooring, sophisticated lighting design, custom bedroom carpentry, architectural features.
Essential Package Inclusions for Quality Results
Professional Design Services
Design consultation maximizes limited HDB space creatively. Experienced designers understand your lifestyle, cooking habits, storage needs, and daily routines through detailed discussions revealing requirements you might not articulate initially.
3D visualization shows finished results before construction begins. Quality rendering displays spatial arrangements, color schemes, materials, and lighting effects. This enables confident decision-making rather than hoping results match expectations.
Space planning optimizes 60-square-meter layouts through efficient arrangements maximizing storage, improving flow, and enhancing livability. Smart planning makes compact homes feel significantly larger without structural changes.
Material selection guidance navigates countless options. Designers explain material pros and cons considering durability, maintenance, aesthetics, and budget. They provide samples and arrange showroom visits for informed decisions.
HDB Permit Management
Professional contractors handle permit bureaucracy efficiently. Renovation permits from HDB authorize works and ensure compliance protecting structural integrity following official HDB guidelines. Contractors submit detailed plans, specify scope, and coordinate inspections preventing mid-renovation issues.
Licensed contractor registration ensures qualified professionals handle specialized works. HDB requires registered contractors for structural, plumbing, and electrical works. Verification through official portals protects homeowners from unlicensed operators.
Building and Construction Authority requirements govern standards and safety. Professional contractors understand regulations and implement proper safety measures protecting all parties from liability.
Read our comprehensive HDB Renovation Guide 2025-2026.
Project Management Excellence
Professional project management coordinates multiple trades including carpenters, tilers, plumbers, electricians, and painters. Managers schedule material deliveries, resolve issues promptly, and maintain progress.
Site supervision ensures quality meeting contracted standards. Regular inspections verify workmanship and specifications. Supervisors identify and correct problems during construction when fixes cost less, preventing expensive post-completion rectification.
Progress updates maintain homeowner awareness without requiring constant site visits. Quality contractors provide regular communication via calls, messages with photos, or scheduled visits. Transparency enables timely decision-making when issues arise.
Timeline management balances speed with quality. Realistic schedules account for permits, material lead times, curing periods, and trade coordination. Professional contractors include buffer time while committing to completion dates.
Comprehensive Warranty Protection
Quality contractors provide 12-month comprehensive warranties exceeding standard 6-month industry practice. Warranty coverage includes all carpentry, electrical installations, plumbing systems, tiling, waterproofing, painting, and construction standards.
Warranty claims receive prompt attention with site inspections within 48 hours and timely rectification. Professional contractors maintain dedicated after-sales teams providing ongoing support.
Proper warranty documentation specifies terms, coverage, exclusions, and claim procedures protecting both parties. Written warranty certificates upon completion include clear contact information.
Learn about warranty standards at Best Renovation Company Singapore 2026.
Material Quality Standards
Cabinet Construction Excellence
Professional cabinets use minimum 18mm plywood for structural integrity preventing sagging. Premium packages upgrade to 21mm plywood for superior strength. Marine-grade plywood resists moisture in wet areas near sinks where water exposure occurs regularly.
Quality construction employs proper joinery with dowels, screws, and wood glue creating strong joints withstanding daily use. Back panels attach securely rather than simple stapling. Adjustable legs allow leveling on uneven HDB floors.
PVC edge banding provides durable, moisture-resistant edges protecting plywood from water infiltration. Quality finishing prevents swelling and delamination.
Internal fittings maximize functionality with adjustable shelves, pull-out mechanisms, specialized organizers, and corner solutions utilizing otherwise wasted space.
Countertop Material Comparison
Quartz Composite (Most Popular):
Combines 90-95% natural quartz with resins creating durable, non-porous surfaces. Resists stains, scratches, and heat to 150°C. Offers consistent coloring without natural stone variation. Requires only simple cleaning without sealing. S$80-S$150 per square foot installed.
Solid Surface:
Materials like Corian provide seamless installations with integrated sinks. Resists moisture completely. Allows minor damage repair through sanding. Works well for curved edges or custom shapes. S$100-S$180 per square foot installed.
Granite:
Offers natural beauty with unique patterns. Provides excellent heat resistance and durability. Requires periodic sealing maintaining stain resistance. S$90-S$250 per square foot installed.
Laminate:
Most economical option with diverse designs. Modern laminates replicate stone and wood convincingly. Requires careful use avoiding heat damage. S$30-S$60 per square foot installed.
Tile Selection Standards
Porcelain tiles offer superior durability, water absorption below 0.5%, and stain resistance compared to ceramic. Dense composition withstands heavy traffic without wear. Porcelain suits both floors and walls throughout homes.
Large-format tiles (600x600mm to 800x800mm) create contemporary looks with fewer grout lines making cleaning easier. Smaller tiles suit areas requiring drainage slopes or patterns.
Rectified tiles feature precisely cut edges allowing minimal grout joints (2-3mm vs. 5-8mm). Creates clean aesthetics reducing maintenance. Rectified tiles cost 15-25% more but deliver premium appearances.
Polished tiles offer elegance but can be slippery when wet. Matte or textured finishes provide better slip resistance for bathrooms. Different areas benefit from different finishes based on safety requirements.
Hardware Quality
Soft-closing hinges prevent slamming reducing noise and wear. Create premium feel protecting structures. Quality mechanisms from Blum or Hafele maintain performance through 50,000+ cycles.
Full-extension drawer slides allow complete access particularly important for deep drawers. Soft-closing slides combine smooth operation with gentle closing. Quality slides support 35-50kg loads.
Contemporary designs favor minimalist handles, J-pulls, or handleless systems with push-to-open mechanisms. Stainless steel provides durability, aluminum offers lightweight solutions.
Project Timeline for 2026
Pre-Construction Planning
Initial Consultation (1-2 Weeks):
Site visits assess existing conditions. Discussions cover lifestyle requirements and design preferences. Initial concepts develop. Detailed quotations prepare with material specifications.
Design Development (1-2 Weeks):
3D renderings review from multiple angles. Specific materials select from samples and showrooms. Layouts finalize with precise measurements. Detailed plans approve.
Permit Applications (1-2 Weeks):
Contractors submit renovation plans to HDB. Work scope and timeline declare. Necessary approvals obtain. Inspections schedule. Early applications prevent construction delays.
Material Procurement (1-3 Weeks):
Confirmed materials order. Lead times manage for custom carpentry. Delivery schedules coordinate. Material arrivals verify. Custom elements require longer lead times.
Construction Phase
Active construction spans 6-8 weeks for standard packages. Premium packages with extensive customization may extend to 10-12 weeks.
Week 1-2: Hacking, demolition, debris removal, area protection.
Week 2-3: Masonry, partition building, plumbing rough-in, drainage slopes.
Week 3-4: Waterproofing application, ponding tests, tile installation, curing time.
Week 4-6: Kitchen cabinet installation, countertop fitting, hardware mounting.
Week 5-7: Electrical conduit running, outlet installation, lighting mounting, safety testing.
Week 6-8: Surface preparation, primer application, finish painting, fixture installation, comprehensive cleaning.
Week 8: Final inspection with homeowner, system demonstrations, defect rectification, warranty documentation.
Total Timeline
From initial consultation to completion, standard 3-room HDB renovations require 10-14 weeks. Premium renovations may extend to 16-18 weeks. Building buffer time prevents stress from tight deadlines.
Review detailed timeline planning at HDB 3-Room BTO Renovation Guide.
Choosing Qualified Contractors
Essential Credentials
HDB Registration:
All contractors must register as HDB Registered Renovation Contractors. Verify registration through HDB's official portal. Unlicensed contractors create liability producing work failing inspections.
BCA Registration:
Building and Construction Authority registration indicates professional classification verified by authorities. Check through BCA's online directory.
ACRA Registration:
Accounting and Corporate Regulatory Authority registration verifies legal business status. Check company history and financial health through ACRA's BizFile portal.
BizSafe Certification:
BizSafe Level 3+ demonstrates workplace safety commitment with audited systems. Protects workers and homeowners from accident liability. Verify through Workplace Safety and Health Council.
Evaluating Reputation
Quality contractors maintain portfolios showing completed projects. Portfolio diversity indicates experience with different styles. Request references from recent similar projects.
Research reputation through Google Reviews and renovation forums. Look for patterns rather than isolated complaints. Quality contractors address feedback professionally.
Visit active worksites observing quality, organization, and safety. Well-managed sites stay clean and organized. Sloppy sites indicate poor management.
Quality contractors provide detailed quotations specifying exact materials, brands, and specifications. Vague quotations hide future disputes.
Learn verification processes at Singapore Renovation Contractor Verification Guide.
Payment Protection
Progressive Payment Structure:
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10% deposit upon contract signing
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30% upon hacking and masonry completion
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30% upon carpentry installation completion
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25% upon all works completion
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5% retention after defect rectification
Use bank transfers creating transaction records. Proper contracts specify scope, materials, timeline, payments, warranties, and dispute resolution.
Maximizing Renovation Value
Smart Budget Allocation
Allocate larger portions to kitchens and bathrooms generating highest returns. These areas receive intense daily use influencing resale decisions. Choose quality materials for difficult-to-replace elements like cabinets and waterproofing. Select economical options for easily changed elements like paint.
Match renovation level to neighborhood standards. Over-renovating beyond area norms rarely returns investment during resale. Research comparable properties determining appropriate levels.
Energy Efficiency
LED lighting reduces electricity consumption by 75% while lasting 15-25 times longer. Initial higher cost repays within 2-3 years through savings.
Water-efficient fixtures reduce consumption by 30-50% supporting Singapore's water conservation while reducing bills. Some fixtures qualify for rebates.
Ensure proper insulation. Use appropriate window treatments blocking heat. Select correctly sized air conditioning preventing inefficiency.
Storage Optimization
Custom carpentry maximizes every centimeter. Floor-to-ceiling cabinets, under-bed storage, and corner solutions utilize wasted areas. Built-in storage looks cleaner than freestanding furniture.
Extend kitchen cabinets to ceiling for rarely used items. Install wall-mounted shelving. Use tall narrow bathroom cabinets maximizing vertical space.
Consider storage beds, extendable tables, and modular shelving. Multi-functional pieces maximize utility in limited square footage.
Avoiding Common Mistakes
Planning Errors
Hasty decisions lead to regrets. Take adequate time reviewing options and considering usage patterns. Quick decisions rarely prove optimal long-term.
Most homeowners underestimate storage needs. Plan for current possessions plus 20-30% growth. Consider seasonal items and children's accumulating belongings.
Modern lifestyles require more outlets than minimums. Plan adequate power for current devices plus future needs. Adding outlets post-renovation requires hacking and repainting.
Budget Management
Reserve 10-15% for contingencies handling unexpected issues or desired changes. Projects without contingency create stress when inevitable issues arise.
Extremely low quotations indicate hidden costs, inferior materials, or poor workmanship. Quality work costs reasonable amounts. Lowest price rarely delivers best value.
Material upgrades accumulate quickly inflating budgets by 30-50%. Establish firm budget and evaluate all upgrades against priorities. Track changes preventing explosions.
Material Selection
Prioritize durability and maintenance alongside aesthetics. Beautiful but impractical materials create headaches. Understand cleaning requirements and climate suitability.
Extremely trendy designs date quickly appearing outdated within years. Balance preferences with timeless elements maintaining appeal long-term, particularly for resale.
Renovation Financing Options 2026
HDB Renovation Loans
HDB provides loans up to S$30,000 for flat owners with remaining lease of at least 20 years. Interest rates typically run 0.1% above CPF Ordinary Account interest (currently 2.5%), making this Singapore's most affordable renovation financing.
Eligibility:
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Must be registered HDB flat owner
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Minimum 20 years remaining lease
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Loan cannot exceed 80% of renovation cost
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Income limits apply
Apply through HDB's eLobby portal after receiving quotations from registered contractors.
Bank Renovation Loans
Major banks offer loans up to S$50,000 with higher interest rates (3.5%-6.5% annually) but faster approval beneficial for time-sensitive renovations.
Compare offerings through MoneySense loan comparison.
CPF Usage
Homeowners can use CPF Ordinary Account savings subject to limits based on remaining lease. This avoids interest but reduces retirement savings.
Consult CPF Board guidelines for specific limits and procedures.
Why Choose RCS for Your 3-Room HDB Renovation
Renovation Contractor Singapore (RCS) delivers transparent, quality-focused packages designed for Singapore homeowners. With 8+ years of experience since 2017 and 300+ completed projects, we understand what matters: transparent pricing, quality materials, professional execution, comprehensive warranties.
Our Advantages
Complete Transparency:
All package pricing displayed clearly. No hidden costs. Detailed quotations specify exact materials and brands.
Official Credentials:
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HDB Registered Renovation Contractor since 2017
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BCA Registered for construction services
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ACRA Registered business entity
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BizSafe Level 3 Certified safety management
Verify all credentials through official government portals.
Quality Materials:
Minimum 18mm plywood with marine-grade for wet areas. Branded Blum and Hafele hardware. Quartz countertops. Premium tiles. Nippon paints. All specifications documented.
12-Month Comprehensive Warranty:
Industry-leading coverage for all workmanship and materials. Prompt response with inspection within 48 hours and timely rectification.
Fixed Timeline Guarantee:
Standard 6-8 week construction with penalty clauses for delays beyond force majeure. Professional management keeps work on schedule.
Competitive Pricing:
Direct contractor model eliminates middlemen delivering 20-30% savings while maintaining quality standards.
Our 2026 Packages
3-Room BTO Renovation Packages
Starting from S$5,590 for kitchen packages and S$25,000 for complete home renovations.
Additional Resources
HDB 3-Room BTO Renovation Guide 2025-2026
Comprehensive planning covering design, materials, timeline, budgeting.
HDB Renovation Packages Singapore
Complete overview for all HDB flat types.
HDB Renovation Price List 2025-2026
Transparent pricing breakdown for all components.
HDB Approved Contractor Guide
Everything about choosing HDB-approved contractors.
Best Renovation Company Singapore 2026
Comprehensive contractor comparison and selection.
Contact Information
Office Address:
31 Woodlands Close #03-06
Woodlands Horizon
Singapore 737855
Phone: +65 8784 8742
Email: rcs@renovationcontractorsingapore.com
Operating Hours:
Monday - Saturday: 9:00 AM - 6:00 PM
Sunday: By appointment
Get Your Free Quote:
Contact us for detailed consultation and transparent quotation. We'll visit your flat, understand requirements, and provide comprehensive proposals with exact pricing and specifications.
Start your 3-room HDB renovation journey with confidence. Choose transparency, quality, and professionalism. Choose RCS.
