Quick answer: RCS whole-house packages for older HDB resale flats start at S$28,990 for a 3-room, S$30,199 for a 4-room and S$31,290 for a 5-room. A kitchen cabinet on its own starts at S$5,590. These are the prices on our store on 22 October 2026. Every package price on this page links to its product page, so you can open the scope and check what you get. RCS holds HDB Licence HB-11-5877Z.
A resale flat is a different job from a new BTO. The tiles, the bathroom waterproofing and the floors have been lived with for years, so the work starts with taking things out. That is why resale packages cost more. It is also why the right package depends on how old your flat is and what shape the floors are in. This page shows every resale package we sell, what each one covers, how to choose between them, and how to get a quote.
HDB Resale Renovation 2026 at a Glance
Start with the row that matches your flat. Each price is the starting price for that tier and links to its product page.
| Your flat | Package | 3-room | 4-room | 5-room |
|---|---|---|---|---|
| Older resale flat, kitchen and toilets need redoing, living and bedroom floors are sound | Whole-house resale, vinyl tier | S$28,990 | S$30,199 | S$31,290 |
| Older resale flat, and the living and bedroom floors need replacing too | Whole-house resale, hacking tier | S$33,990 | S$36,990 | S$39,990 |
| Resale of a newer BTO flat, surfaces still sound | Whole-house BTO resale, vinyl tier | S$22,990 | S$23,990 | S$24,990 |
- Kitchen only: cabinets from S$5,590, a full kitchen from S$13,390 with overlay or S$14,390 with hacking.
- Two toilets: from S$11,690 with overlay or S$12,290 with hacking.
- Kitchen and both toilets in one contract: from S$23,990 with overlay or S$24,990 with hacking.
- Premium tiers cost more. The product page lists what changes.
Why HDB Resale Renovation Costs More Than BTO
In a new BTO the surfaces are new and dry. In a resale flat someone has lived with them. So a resale package pays for the work that comes first: taking out the old tiles and fittings, then putting waterproofing back before anything new goes on top.
What a resale package does that a BTO one does not
Look at our 4-room whole-house resale package at the vinyl tier, S$30,199. It hacks the kitchen floor and wall tiles. It hacks both toilets too, including the sanitary fittings, the piping and the door.
Then it lays a waterproofing membrane in the kitchen and both toilets, with non-shrink grout, K11 and a 3-in-1 waterproof screed, before any new tile goes down.
The 4-room BTO resale package at S$23,990 does not hack the tiles. It dismantles the sanitary fittings and overlays new tiles over the existing surfaces. The gap between the two is S$6,209. Part of that gap is the hacking, the new waterproofing and the new piping.
Why a new flat overlays and an older one can hack
HDB puts a 3-year restriction period on newly built flats for removing wall and floor finishes in bathrooms and toilets (HDB, renovation guidelines for building works). The restriction is for newly built flats. A flat that is well past it is not held to it. If your flat is fairly young, check its date with HDB before you choose a hacking package.
2026 HDB Resale Renovation Price Overview: From S$5,590
Every figure below is the starting price on the RCS store on 22 October 2026. Prices can change, and the product page is the final word on both the price and the scope.
Whole-house packages for older resale flats
| Flat | Vinyl | Vinyl premium | Hacking | Hacking premium |
|---|---|---|---|---|
| 3-room | S$28,990 | S$30,490 | S$33,990 | S$35,390 |
| 4-room | S$30,199 | S$31,880 | S$36,990 | S$38,490 |
| 5-room | S$31,290 | S$32,990 | S$39,990 | S$41,590 |
Browse the full range on the 3-room, 4-room and 5-room resale collections, or on the HDB resale and BTO packages page.
Whole-house packages for BTO resale flats
Use these when you are buying a resale flat that came from a BTO launch and the surfaces are still in good shape.
| Flat | Vinyl | Vinyl premium | Hacking | Hacking premium |
|---|---|---|---|---|
| 3-room | S$22,990 | S$23,990 | S$28,990 | S$29,990 |
| 4-room | S$23,990 | S$24,990 | S$31,990 | S$32,990 |
| 5-room | S$24,990 | S$25,990 | S$33,990 | S$34,990 |
The hacking tiers take the old surfaces out first. The scope list on each product page says exactly which ones.
Kitchen, toilet and bundle packages
| Package | Most Popular | Premium |
|---|---|---|
| Kitchen cabinet only | S$5,590 | S$6,190 |
| Kitchen, overlay | S$13,390 | S$13,990 |
| Kitchen, hacking | S$14,390 | S$14,990 |
| Two toilets, overlay | S$11,690 | S$11,990 |
| Two toilets, hacking | S$12,290 | S$12,590 |
| Kitchen and 2 toilets, overlay | S$23,990 | S$24,990 |
| Kitchen and 2 toilets, hacking | S$24,990 | S$25,990 |
For the kitchen on its own, see our kitchen renovation packages guide. For the toilets, see what changes between BTO and resale toilet renovation. The full store is on the RCS package collection.
What Do the Whole-House Resale Packages Cover?
The scope below is the 4-room whole-house resale package at the vinyl tier, S$30,199, taken from its product page. The 3-room and 5-room packages use different floor areas, so read their pages before you decide.
Wet areas: kitchen and both toilets
The kitchen and both toilets are hacked back and rebuilt. The package lays a waterproofing membrane in all three, with non-shrink grout, K11 and a 3-in-1 waterproof screed. New tiles then go down: up to 200 sqft on the kitchen floor, up to 300 sqft on the exposed kitchen walls, and up to 250 sqft in each toilet, floor and wall. Tiles are 300x300 or 300x600 at S$3.00 per sqft or lower, GST included. Both toilets get a drop kerb at the shower, unless the layout makes it impossible.
The package also runs new cold stainless steel piping to the kitchen and both toilets and fits a PD slide and swing door.
Carpentry and fittings
The kitchen gets a 10 ft bottom cabinet and a 10 ft top cabinet with a tier 1 quartz countertop, 10 ft, single profile. The cabinets are white inside, with ABS trims on the doors and soft-close hinges, and the laminate you choose is covered up to S$60 a piece. The product page marks these as free: three soft-closing drawers, a frosted glass dishrack door, a 304 stainless steel two-tier dishrack, a waterproofing board at the sink area up to 3 ft, and an upgrade to an internal colour carcass.
The plumbing fittings are supplied free as well: two WCs, two bidet sets, two basin and tap sets, two pump instant heaters with hand showers, and the kitchen sink and tap. So are a washing machine point and tap, and a Rinnai hood and two-burner hob. Installation of the hood and hob is free. Gas connection is not included.
Floors, paint and clean-up
The living room and all bedrooms get 5 mm click-system LVT vinyl, up to 700 sqft, with trimmings.
The whole house is painted with an oil sealer undercoat and Nippon Vinilex, and the ceiling gets Matex white in up to four colours. The scope also lists haulage, floor and wall protection while works run, debris clearance, a chemical wash after the masonry and a general clean at the end. The scope notes that window cleaning cannot be perfect unless the windows are new. Project management, on-site supervision, materials consultation, 3D rendering and technical drawings are part of every package.
How Much Floor Does Each Package Cover?
The scope changes with flat size, so here are the areas from each product page. All figures are "up to" areas at the Most Popular level, and they are for the tiers named.
| Package | Kitchen floor | Kitchen walls | Each toilet | Living and bedroom floor | Finish in living and bedrooms |
|---|---|---|---|---|---|
| 3-room resale, vinyl | 200 sqft | 300 sqft | 250 sqft | 500 sqft | Vinyl |
| 4-room resale, vinyl | 200 sqft | 300 sqft | 250 sqft | 700 sqft | Vinyl |
| 5-room resale, vinyl | 200 sqft | 300 sqft | 250 sqft | 900 sqft | Vinyl |
| 3-room resale, hacking | 200 sqft | 300 sqft | 250 sqft | 500 sqft | Tiles, 300x300 or 300x600 |
| 4-room resale, hacking | 200 sqft | 300 sqft | 250 sqft | 700 sqft | 600x600 tiles |
| 5-room resale, hacking | 200 sqft | 300 sqft | 250 sqft | 900 sqft | 600x600 tiles |
| 3-room BTO resale, vinyl | 100 sqft | 150 sqft | 250 sqft | 500 sqft | Vinyl |
| 4-room BTO resale, vinyl | 100 sqft | 150 sqft | 250 sqft | 700 sqft | Vinyl |
| 5-room BTO resale, vinyl | 100 sqft | 150 sqft | 250 sqft | 800 sqft | Vinyl |
| 3-room BTO resale, hacking | 100 sqft | 150 sqft | 250 sqft | 500 sqft | 600x600 tiles |
| 4-room BTO resale, hacking | 100 sqft | 150 sqft | 250 sqft | 700 sqft | 600x600 tiles |
| 5-room BTO resale, hacking | 100 sqft | 150 sqft | 250 sqft | 800 sqft | 600x600 tiles |
In the older-flat packages, the wet areas do not change with flat size
The kitchen floor, kitchen walls and each toilet stay at 200, 300 and 250 sqft in every resale package we checked. What grows from a 3-room to a 5-room is the living and bedroom floor: 500, 700 and 900 sqft. If your kitchen or toilets are larger than those areas, ask how the extra is priced.
In the BTO resale packages, the kitchen scope is smaller
The BTO resale packages overlay the kitchen, so they cover 100 sqft of floor and 150 sqft of wall instead of 200 and 300. That is part of why they cost less. It also means a large kitchen can run past the included area, so measure yours before you choose.
What Do the BTO Resale Packages Cover?
The scope below is the 4-room BTO resale package at the vinyl tier, S$23,990, from its product page.
Wet areas: overlay, not hacking
The package hacks out the kitchen cabinet and dismantles and disposes of the sanitary fittings in both toilets, including the service yard bi-fold door. It then overlays new tiles on the existing surfaces: up to 100 sqft on the kitchen floor, service yard included, up to 150 sqft on the exposed kitchen walls, and up to 250 sqft in each toilet. The tile limits are the same as in the older-flat package. This vinyl package has no shower kerb or drop kerb.
Cabinets, heating and fittings
The kitchen cabinet run is the same as in the older-flat package: 10 ft bottom, 10 ft top and a tier 1 quartz countertop, with the same free drawers, dishrack and sink-area board. Instead of pump instant heaters, the toilets get a rainshower column with mixer each and one 15-litre storage heater tank. The package extends or plugs out the concealed water points in both toilets and installs two WCs, two bidets, two basin and tap sets, and the sink and tap. The Rinnai hood and two-burner hob are free to install, and gas connection is not included.
Floors, paint and clean-up
The living room and bedrooms get 5 mm LVT vinyl, 700 sqft in the 4-room package. The whole house is painted with an oil sealer and Nippon Vinilex, with Matex white on the ceiling in up to four colours. Haulage, floor and wall protection, a chemical wash after the masonry and a general clean are in the scope. Project management, supervision, materials consultation, 3D rendering and technical drawings come with it.
Which Package Fits Your Flat?
Three 4-room examples show how the choice works. Use the same logic for a 3-room or 5-room. For the 3-room range in more detail, see our 3-room HDB resale renovation guide.
The surfaces are fine and the flat is fairly new to the resale market
A 4-room flat from a recent BTO block with sound tiles and bathrooms fits the BTO resale vinyl package at S$23,990. You are paying to refresh, not to rebuild.
The flat is older and the bathrooms are tired
A 4-room flat that has had years of use usually needs the wet areas rebuilt. The older-flat resale vinyl package at S$30,199 hacks the kitchen and both toilets and puts new waterproofing under the tiles. The living room and bedroom floors get vinyl.
The floors need replacing as well
If the living and bedroom floor tiles are hollow or cracked, the hacking tier at S$36,990 takes them out and lays new 600x600 tiles up to 700 sqft. It costs S$6,791 more than the vinyl tier for the same flat.
Vinyl or Hacking: Which Tier Should You Buy?
The gap between the two tiers grows with the size of the flat. At the Most Popular level it is S$5,000 for a 3-room (S$28,990 to S$33,990), S$6,791 for a 4-room (S$30,199 to S$36,990) and S$8,700 for a 5-room (S$31,290 to S$39,990).
What the extra money buys
In the 4-room package, the hacking tier takes out the old floor tiles in the living and dining area, the bedrooms and the storeroom. It then lays new 600x600 tiles up to 700 sqft, with skirtings free. The vinyl tier skips that and lays vinyl in the same rooms. The kitchen and toilet scope reads the same in both tiers on the product pages, so compare the two lists.
When vinyl is enough
Take the vinyl tier if the living room and bedroom floors are sound and you are happy with a vinyl finish. You still get the kitchen and both toilets rebuilt with fresh waterproofing, which is the part of an older flat you cannot see and do not want to revisit.
When to pay for hacking
Take the hacking tier if the floor tiles are hollow or cracked, or if you want a tile finish in the living areas. Paying for hacking on a floor that is sound spends the extra for the same result. Our guide to overlay versus hacking sets out how to judge the surface.
Is the Kitchen and 2 Toilets Bundle Cheaper Than Buying Separately?
Yes, and the scope is not trimmed to get there. At the hacking tier, the kitchen package and the two-toilet package already use the same tile areas as the bundle: 200 sqft on the kitchen floor, 300 sqft on the kitchen walls and 250 sqft in each toilet.
| Hacking tier, Most Popular | Price |
|---|---|
| Kitchen | S$14,390 |
| Two toilets | S$12,290 |
| Bought separately | S$26,680 |
| Kitchen and 2 toilets bundle | S$24,990 |
| You save | S$1,690 |
There is a second reason to bundle. The waterproofing and the tiling in a wet area depend on each other, so it helps to plan them as one job.
What the Packages Leave Out
- Gas connection. The hood and hob are installed free, but the gas connection is not part of the package.
- Tiles outside the listed sizes or above the listed price per sqft. Smaller or bigger tile sizes carry extra labour.
- Shower kerbs and drop kerbs in the 4-room BTO resale vinyl package. The 4-room resale package includes a drop kerb for both toilets where the layout allows. Check the page for your flat size.
- Whole-flat rewiring and air-conditioning. They are not in the scope lists we read for this page. If your flat needs either, ask for it to be quoted separately before you sign.
- A schedule. The scope lists do not state how long the works take, so ask for the timeline in writing before you pay a deposit.
How to Save on Your HDB Resale Renovation
The savings come from choosing the right package, not from cutting the scope.
Match the tier to the flat's age and floors
A resale flat from a newer BTO block with sound surfaces fits the BTO resale packages. For a 4-room, that is S$23,990 against S$30,199 for the older-flat resale package. Pick the cheaper family only if the surfaces really are sound.
Put the wet areas in one contract
The bundle saves S$1,690 at the hacking tier and lets you plan the waterproofing and the tiling as one job.
Stay with the standard tiles
Each package sets tile sizes and a price cap per sqft. The cap is S$3.00 on the pages we read, except the floor tiles in the 5-room BTO resale hacking package, which list S$3.30. Going outside the listed sizes or cap adds cost, so choose from the standard range first.
Decide the tier before you collect quotes
Walk the flat and decide whether the floors stay or come out. Then ask every contractor the same five questions in one message: how many square feet of kitchen floor and wall, how many square feet per toilet (and whether that is per toilet or across both), what tile price per square foot, whether a waterproofing membrane is included and which system, and whether haulage and debris clearance sit inside the number. Keep the replies.
Two written answers to the same questions are the closest thing to a like-for-like comparison. Our HDB renovation budget guide goes through the rest of the budget.
Keep a buffer
Keep a buffer on top of any package for appliances and the items a fixed scope leaves out.
HDB Rules to Check Before You Sign
The flat owner is responsible for the renovation and has to make sure the contractor follows HDB guidelines. The Housing and Development (Renovation Control) Rules 2006 require you to engage only contractors from HDB's Directory of Renovation Contractors. HDB also decides which works need a permit and which do not (HDB, important information on renovations).
RCS holds HDB Licence HB-11-5877Z. Check it, and check anyone else's, on HDB's renovation contractor directory before you pay a deposit. Our guide to HDB licensed contractors shows how.
If you are buying or selling around the minimum occupation period, our HDB MOP renovation guide covers how to time the work. The resale levy is a purchase cost, not a renovation cost, and our resale levy guide explains it.
HDB Resale Renovation FAQ
How much does HDB resale renovation cost in 2026?
On the RCS store, whole-house packages for older resale flats start at S$28,990 for a 3-room, S$30,199 for a 4-room and S$31,290 for a 5-room at the vinyl tier. The hacking tiers start at S$33,990, S$36,990 and S$39,990. A kitchen cabinet on its own starts at S$5,590. These are the prices on 22 October 2026, and the product page is the final word.
What is the difference between a resale package and a BTO resale package?
A resale package hacks the kitchen and both toilets and rebuilds them with new waterproofing. A BTO resale package overlays new tiles over surfaces that are still sound. For a 4-room at the vinyl tier that is S$30,199 against S$23,990.
Should I choose the vinyl tier or the hacking tier?
Choose vinyl if the living room and bedroom floors are sound. Choose hacking if the floor tiles are hollow or cracked, or you want tiles in the living areas. The gap at the Most Popular level is S$5,000 for a 3-room, S$6,791 for a 4-room and S$8,700 for a 5-room, going by the RCS store prices.
Is the kitchen and 2 toilets bundle cheaper than buying them separately?
Yes. At the hacking tier the kitchen is S$14,390 and the two toilets are S$12,290, which is S$26,680. The bundle is S$24,990, so you save S$1,690, with the same tile areas as the separate packages.
Do I need an HDB permit for a resale renovation?
HDB decides which works need a permit and which do not. Ask your contractor to confirm which of your works need one before you sign, and read HDB's renovation guidelines for the works in your package.
Does the 3-year bathroom restriction apply to resale flats?
HDB applies a 3-year restriction on removing bathroom and toilet wall and floor finishes to newly built flats. A flat that is well past that period is not held to it. If your flat is fairly young, check its date with HDB before you choose a hacking package.
What is not included in the packages?
Gas connection is not included, although the hood and hob are installed free. Tiles outside the listed sizes or above the listed price per sqft cost extra. The scope lists we read do not include whole-flat rewiring or air-conditioning, so ask for those to be quoted separately.
How do I get a quote?
Message RCS on WhatsApp with your flat type, your keys date or the age of the flat, photos of the kitchen and toilet floors, and the package you are looking at. We reply on WhatsApp with the next step for your flat.
Get Your HDB Resale Renovation Quote
Tell us your flat type and size, when you get the keys or how old the flat is, and which package you are looking at. Photos of the kitchen and toilet floors help. We will reply on WhatsApp with the next step for your flat.
Message us on WhatsApp at +65 8784 8742, or use the contact page. RCS holds HDB Licence HB-11-5877Z and has been operating since 2017.
Prices on this page are RCS store starting prices checked on 22 October 2026. They can change, and the product page is the final word on price and scope. HDB rules are summarised with their sources linked. Confirm current requirements with HDB before you commit.
Correction, 22 October 2026: an earlier version of this page showed some prices that did not match the RCS store. The 3-room vinyl package was listed from S$29,890 (store price S$28,990) and the 5-room vinyl package from S$31,190 (S$31,290). The 3-room premium vinyl and premium hacking packages were listed from S$31,790 and S$36,990 (S$30,490 and S$35,390). The 3-room and 5-room hacking packages were listed from S$35,590 and S$39,390 (S$33,990 and S$39,990). The complete resale kitchen with overlay was listed from S$13,990 (S$13,390). The two-toilet and kitchen-and-two-toilet packages were listed from S$11,490 and S$24,490 (S$11,690 and S$23,990). We also removed claims we could not source: build timelines, a resale premium percentage, market cost ranges from other sources and a free-quote offer. Every package price on this page now matches the store.
Official references: HDB, important information on renovations · HDB, renovation guidelines for building works · HDB, directory of renovation contractors
If you are moving from a condo to an HDB resale flat, our guide to moving from a condo to an HDB resale flat sets out how HDB renovation rules differ from the condo rules you already know.
