HDB BTO Completion Date 2025-2026: Comprehensive Status Tracker & Planning Guide

HDB BTO completion dates have achieved remarkable predictability following the resolution of pandemic-related delays. All 75,800 pandemic-delayed BTO flats were completed as of March 2025. The Housing & Development Board completed approximately 19,600 flats across 28 housing projects in 2025, with a median wait time of about four years. Furthermore, the construction pipeline for 2026-2027 demonstrates HDB's strengthened commitment to housing supply, with 55,000 BTO flats planned for launch between 2025 and 2027—representing a 10% increase from the initial commitment of 50,000 units.

The bto status tracking across Singapore's estates now reveals steady construction progress. HDB has exceeded its five-year target by launching approximately 102,300 BTO flats from 2021 to 2025, surpassing the original commitment of 100,000 units. There are currently 127 HDB housing projects under construction across Singapore, up from 110 the previous year. This achievement positions Singapore's public housing development on strong footing as the market transitions toward greater supply stability through 2026 and beyond.

2025 Completion Highlights

Major Completions

In 2025, HDB completed about 19,600 flats across 28 housing projects. Notable achievements include:

• Shorter Waiting Time Projects Completed: Parc Clover @ Tengah, Hougang Olive, and Yishun Boardwalk

• Ahead-of-Schedule Completions: MacPherson Weave and Costa Grove completed approximately three months ahead of their original probable completion dates

• Bidadari Estate Fully Complete: The final four projects—ParkEdge @ Bidadari, ParkView @ Bidadari, Bartley Beacon, and Bartley GreenRise—completed in 2025, marking all 12 public housing projects in Bidadari finished (8,800+ homes delivered over a decade since the first launches in 2015)

• To date, around 98% of flat buyers in Bidadari have moved into or collected the keys to their new homes

Projects Completing in 2026 (BTO TOP Tracker)

Based on the latest BTO tracker data:

Projects at Mid-Stage Construction (2027+ Completion)

Build to Order News: 2025-2026 Updates and Comprehensive Launch Schedule

2025 BTO Launch Summary

Total 2025 Supply: ~19,600+ BTO flats across three sales exercises

Shorter Waiting Time Flats in 2025: 4,690 units—a major increase from 1,839 in 2022

October 2025 Launch Results

The October 2025 BTO exercise generated significant demand with approximately 31,095 applications for 9,144 flats. Key results include:

• Bishan Terraces: Highest oversubscription at 3.5x

• Toa Payoh (Mount Pleasant Crest): 3.3x oversubscribed; Prime classification with 12% subsidy clawback

• Bukit Merah (Berlayar Residences): 3.1x oversubscribed; Prime classification with 14% subsidy clawback (highest ever for any Prime BTO); 4-room starting price S$541,000—56.7% lower than lowest nearby resale transaction

February 2026 BTO Launch (CONFIRMED – Launched 4 February 2026)

HDB launched 4,692 BTO flats across six projects in the February 2026 sales exercise, alongside 4,320 Sale of Balance Flats (SBF)—totalling 9,012 units. This marks the start of HDB's commitment to inject 19,600 BTO flats into the market in 2026.

About 8 in 10 BTO flats in this launch have waiting times of less than 4 years. This includes 1,316 Shorter Waiting Time flats at Sembawang Deck, Tampines Bliss, and Tampines Nova, with waiting times under 3 years.

February 2026 Project Details

Key highlights:

• Redhill Peaks (Bukit Merah): Prime project near Redhill MRT, Labrador Nature Reserve, and Mount Faber Park. Highest prices and strongest competition expected

• Sembawang Deck & Voyage: Located in Sembawang North—Sembawang's newest housing area with upcoming neighbourhood centre, parks, and community facilities

• Tampines Bliss & Nova: Near Tampines MRT and Our Tampines Hub; Tampines Nova carries Plus classification with SWT status

• Kim Keat Crest: Toa Payoh's first Plus project, near Kim Keat Palm Market & Food Centre and upcoming Toa Payoh integrated development

Concurrent SBF exercise: 4,320 balance flats across various towns, with close to 1 in 5 already completed and ready for key collection. This is the only SBF launch for 2026.

Prospective applicants must have valid HDB Flat Eligibility (HFE) letters. HDB recommends submitting applications with all required documents by 15 December 2025 to participate. For the next June 2026 exercise, apply early as processing takes about a month or more during peak periods.

June 2026 BTO Launch Preview (CONFIRMED)

HDB will launch approximately 6,900 BTO flats across Ang Mo Kio, Bishan, Bukit Merah, Sembawang, and Woodlands in the June 2026 sales exercise.

Confirmed June 2026 Projects

Bishan/Upper Thomson – Lakeview BTO (Landmark Launch)

For the first time in over 40 years, new HDB flats will be built in Lakeview and Shunfu. Key details:

• First Lakeview project: ~1,200 units (470 two-room Flexi, 740 four-room) plus ~50 public rental flats

• 5 residential blocks, 18 to 40 storeys, stepping down toward low-rise surroundings

• Scenic views of MacRitchie Reservoir

• Near Marymount MRT station; amenities include eating house, minimart, clinic, bakery, hair salon, childcare centre

• Expected classification: Prime with estimated 12% subsidy clawback

• Two additional projects (~420 units in 3-room and 4-room) to launch within the next 2 years in Lakeview and Shunfu

Bukit Merah – Berlayar Estate (Second BTO)

• 1,960 units (2-room Flexi to 4-room)—more than double the first Berlayar Residences launch

• Adjacent to the first Berlayar project in the Greater Southern Waterfront

• Amenities: eating house, supermarket, restaurants, cafes, shops, preschool

• Expected classification: Prime with 14% subsidy clawback

Ang Mo Kio – 2 Projects

• Total 1,060 units across two projects along Ang Mo Kio Avenue 2

• First project: 480 units (390 four-room, 90 three-room)

• Second project: 570 units (200 four-room, 370 two-room Flexi)

• Proximity to Mayflower MRT (TEL), brand-name schools (CHIJ St Nicholas, ACS)

• Expected classification: Plus

Sembawang North – 2 Projects

• ~2,000 units across 2 projects continuing Sembawang North development

• Possible Shorter Waiting Time classification

• Expected classification: Standard

Woodlands – 1 Project

• ~640 units (2-room Flexi to 5-room) in the Woodgrove area

• Expected classification: Standard

October 2026 Launch

Details for the October 2026 exercise (~8,000 remaining units of the 19,600 total) have not yet been confirmed. Expected locations include additional towns such as Yishun and Tampines, based on HDB's announced 2026 town list.

2026-2027 Supply Pipeline

Overall Commitment

HDB remains on track to offer 55,000 BTO flats from 2025 to 2027:

Shorter Waiting Time (SWT) Expansion:

• 2026-2027 combined: 8,000 SWT flats—"similar to the size of the entire Bidadari estate" per Minister Chee

• SWT flats account for ~20% of annual supply

• Completion in under 3 years from application to key collection

Emerging Estates: Singapore's New Housing Frontiers (2025-2026)

Mount Pleasant Estate: Toa Payoh's Premium Addition

Mount Pleasant transforms the former Old Police Academy site into a vibrant residential neighbourhood. The inaugural Mount Pleasant Crest launched in October 2025.

Mount Pleasant Crest Details:

• Total Units: 1,348 flats (2-room Flexi to 4-room)

• Classification: Prime (12% subsidy clawback)

• Launch Date: October 2025

• Oversubscription: 3.3x for 4-room flats

• Location: Central location with new Mount Pleasant MRT station (TE10)

Future Mount Pleasant BTOs will launch progressively through 2026 and beyond.

Berlayar Estate: Greater Southern Waterfront Pioneer

The Berlayar estate, built on the former Keppel Club golf course site, inaugurates the Greater Southern Waterfront transformation. The 48-hectare development will ultimately provide approximately 10,000 homes—7,000 HDB flats and 3,000 private units.

Berlayar Residences (First BTO – October 2025):

• Total Units: 870 flats plus 200 rental flats

• Classification: Prime (14% subsidy clawback—highest ever)

• Starting price: S$541,000 for 4-room

• Building Heights: 19 to 46 storeys

Second Berlayar BTO (June 2026):

• 1,960 units—more than double the first launch

• Construction already started on 1,039-unit project (4 blocks, 24-40 storeys)

• Expected Prime classification with 14% clawback

Lakeview & Shunfu: Bishan's New Frontier

Announced February 2026, three BTO projects will bring ~1,600 new homes to Lakeview and Shunfu—the first new public housing in these areas in over 40 years.

• First Lakeview project (~1,200 units) launches June 2026

• Views of MacRitchie Reservoir; near Marymount MRT

• Expected Prime classification due to proximity to premium schools and central location

• ERA expects pricing similar to or higher than Toa Payoh Ascent (4-room: S$583,000-S$777,000)

Woodlands North Coast

• First BTO launched February 2025 (Woodlands North Verge)

• Total planned: 4,000 homes across multiple projects

• Unique advantage: Singapore-Johor Rapid Transit System (RTS) terminus at Woodlands North MRT (operational end-2026)

• WoodsVista Gallery: 1.9km walking/cycling path connecting Woodlands MRT to Woodlands Central

Sembawang North

• Total planned: ~8,000 BTO flats plus 2,000 private homes

• February 2026: Sembawang Deck (777 units, SWT) and Sembawang Voyage (1,173 units)

• June 2026: 2 more projects (~2,000 units)

• Standard classification; affordable options with intergenerational living support

Tengah BTO Completion Date: Forest Town Progress Through 2026

As of December 2025, more than 14,000 flats across 14 projects in Tengah have been completed, with over 12,000 households having collected their keys. This is close to half of the 30,000 flats planned for the new town.

Tengah Milestones

• 5 Park District projects completed (~4,500 units): Parc Glen, Parc Clover, Parc Woods, Parc Flora, and Parc Residences @ Tengah

• Parc Point neighbourhood centre opening Q1 2026—Tengah's second neighbourhood centre (after Plantation Plaza, June 2024), featuring FairPrice supermarket and Gourmet Paradise foodcourt

• "Wellness trail" connecting Parc Point and Parc Residences with gardens, fitness stations, and the Rainforest Walk

Current Tengah Project Status

Tengah MRT Connectivity

The Jurong Region Line (JRL) will open in three phases from 2027 to 2029:

The JRL will serve over 60,000 additional households within a 10-minute walk of a train station. COVID-19 delays pushed the original timeline by approximately one year.

Enhanced Family Care Scheme (FCS): 2025-2026 Implementation

The Family Care Scheme (FCS) was officially launched in the July 2025 BTO sales exercise, replacing and expanding upon previous priority schemes.

FCS Key Components

FCS (Proximity) – Active since July 2025:

• Parents and children (regardless of marital status) get priority when applying for flats to live within 4km of each other

• Expanded to include singles aged 35+ (previously only married children)

• Up to 30% BTO quota allocated under the scheme

• Proximity Housing Grants: Up to S$30,000 for couples, S$15,000 for singles

FCS (Joint Balloting) – Launched end-2025:

• Parents and children can jointly ballot for two units in the same BTO project

• Available regardless of marital status

• Replaces the previous Multi-Generation Priority Scheme (MGPS)

Schemes replaced by FCS: Married Child Priority Scheme (MCPS), Senior Priority Scheme (SPS), and Multi-Generation Priority Scheme (MGPS)

HDB Resale Market Outlook: 2026 Supply Surge

Resale Price Trends (Updated Q4 2025)

HDB resale prices showed clear signs of stabilisation in 2025:

For context, 2024 saw a total increase of 9.7%—nearly double the growth in 2023. The market has clearly entered a stabilisation phase.

Million-dollar flat transactions remain notable: 472 such transactions in Q3 2025 alone (highest quarterly figure), with 1,235 in the first 9 months of 2025—already surpassing the 1,035 recorded for all of 2024.

Minimum Occupation Period (MOP) Supply Projections

The number of flats reaching five-year MOP will surge dramatically:

Estates with Highest MOP Supply in 2026:

• Punggol: 3,222 units (mostly Punggol Northshore)

• Queenstown: 2,405 units (Dawson area)

• Tampines: 2,133 units (mostly Tampines North)

• Toa Payoh: 1,594 units (Bidadari estate)

The concentration of MOP flats in mature estates like Queenstown (Dawson) and Toa Payoh (Bidadari) will likely sustain million-dollar flat transactions, as these locations command premium pricing.

15-Month Wait-Out Period Review

National Development Minister Chee Hong Tat has signalled the 15-month wait-out period for private property owners buying HDB resale flats may be relaxed before 2027. As of January 2026, the review is ongoing with the government expressing confidence that action can be taken if current market stabilisation trends continue.

Key factors supporting policy review:

• Resale prices flat in Q4 2025—first zero-growth quarter since Q1 2020

• Full-year 2025 growth at only 2.9%—slowest since 2019

• MOP supply nearly doubling in 2026 with 13,480 flats

• Over 50,000 new BTO units launching 2025-2027

BTO Classification Framework: Standard, Plus, Prime

The classification system introduced October 2024 replaced the previous "mature vs. non-mature" estate distinction. All February 2026 projects are classified under this framework.

BTO Tracker: Essential Progress Monitoring Tools

Official HDB Tracking Options

• My HDBPage: Personalized flat progress updates, probable completion dates, pictorial construction updates (Singpass login required)

• HDB Flat Portal: Ballot results, financial calculators, flat selection appointments, real-time application rate updates

Third-Party BTO Tracking Platforms

• BTO HQ: Current completion percentages, user-submitted updates, community-sourced construction insights

• RecordBTO: Aggregated progress data, construction milestone updates, historical launch database

Probable Completion Date and Key Collection Process

Key Date Definitions

• Probable Completion Date (PCD): Initial estimate at BTO launch; subject to change

• Estimated TOP Date: Updated projection reflecting current progress; regularly revised on My HDBPage

• Actual TOP (Temporary Occupation Permit): Final official completion; triggers key collection scheduling

Key Collection Timeline

Pre-Collection Phase (2-4 weeks before TOP):

• HDB sends appointment notification via email and SMS

• Appointment details on My HDBPage

• Final document preparation; outstanding payments finalized

Collection Day Requirements:

• Original NRIC for all registered applicants

• Marriage certificate (if applicable)

• Fire insurance documentation (mandatory for HDB loans)

• Settlement of all outstanding payments

Post-Collection Responsibilities:

• Monthly service and conservancy charges

• Housing loan repayments

• Annual property tax obligations

• Compliance with minimum occupation period

Financial Preparation

Enhanced CPF Housing Grant (EHG):

• Families: Up to S$120,000

• Singles: Up to S$60,000

Required Insurance:

• Fire insurance (compulsory for HDB loans)

• Home contents insurance (recommended)

• Home Protection Scheme coverage

BTO Renovation Planning: Transform Your Dream Home (2025-2026)

Updated 2026 BTO Renovation Costs

BTO renovation costs vary significantly based on flat size, scope, and material quality. Based on verified 2024-2025 completed project data:

Resale HDB renovation costs for comparison:

• 3-Room: S$40,000 – S$70,000 (avg S$52,000)

• 4-Room: S$50,000 – S$90,000 (avg S$68,000)

• 5-Room: S$60,000 – S$110,000 (avg S$82,000)

According to Qanvast's 2026 renovation calculator, BTO/new HDB flats range from S$36,000 to S$82,000, while resale flats range from S$51,000 to S$97,000.

BTO renovations typically cost 20-30% less than resale flat renovations because new units require minimal demolition work and have no aging infrastructure requiring replacement.

Essential HDB Renovation Permit Requirements (2026)

Works Requiring HDB Renovation Permit:

• Structural alterations (wall demolition or construction)

• Floor modifications requiring material removal

• Electrical work (major installations, new power points)

• Air-conditioning unit installation

• Bathroom and toilet wet works

• Window and door modifications

Mandatory Contractor Requirements:

• Must be registered in HDB's Directory of Renovation Contractors (DRC)

• Current registration status verification required

• Public liability insurance coverage

Permit Application Timeline:

• Standard applications: Up to 3 weeks

• Simple renovations: 3-7 days

• Complex structural work: 3-4 weeks or longer

Professional BTO Renovation Services

RCS Renovation Contractor Singapore has been Singapore's trusted HDB renovation specialist since 2017, offering comprehensive BTO packages with transparent pricing.

BTO Package Starting Prices (from RCS):

• Kitchen Cabinet Package: From S$5,590 (Standard) / S$6,190 (Premium)

• Bathroom Package (2 Toilets): From S$9,990 (Standard) / S$10,390 (Premium)

• All packages include 12-month warranty and professional installation

Key Service Highlights:

• HDB Permit Handling: Professional management of all paperwork

• Licensed Expertise: HB-11-5877Z registration ensuring full HDB compliance

• Transparent Pricing: No hidden costs

Standard BTO Renovation Timeline

• Weeks 1-2: Design finalization and HDB permit applications

• Weeks 3-4: Material ordering and site preparation

• Weeks 5-8: Main construction work (kitchen, bathroom, flooring)

• Weeks 9-10: Electrical work and air conditioning installation

• Weeks 11-12: Quality inspections, touch-ups, and final handover

Professional BTO renovation typically requires 8-12 weeks from start to completion.

Why Choose Professional BTO Renovation Services

• Transparent Pricing: No hidden costs or surprise fees

• HDB Compliance: All permits and approvals handled professionally

• Quality Materials: Premium finishes within budget parameters

• Comprehensive Warranty: Extended protection for peace of mind

• Established Track Record: Proven experience since 2017

• Project Management: Dedicated coordination ensuring timely completion

Future BTO Outlook: 2026-2027 Projections

Supply Pipeline Enhancement (2025-2027)

• Total BTO Supply: 55,000 flats (10% increase from original 50,000 commitment)

• Geographic Expansion: Mount Pleasant, Berlayar, Lakeview/Shunfu, Woodlands North Coast, Sembawang North, and established towns

• SWT Flats: 4,000+ annually in 2026-2027 (~20% of supply)

• Classification Mix: Good distribution of Standard, Plus, and Prime flats

Policy Evolution and Affordability Support

Housing Policies Under Review:

• Income ceiling (currently S$14,000 for families): Government studying potential increase

• Minimum age for singles (currently 35): Reviewing potential reduction

• 15-month wait-out period: May be relaxed once resale market stabilises

• Minister Chee is "confident" changes can be made if current trends continue

Application Process Improvements:

• Non-selection rate dropped from 40% to 19% after October 2023 changes

• Shortlisting reduced from 300% to 200% of supply from February 2025

• 8-day application window for more informed decision-making

• Real-time application rate updates on HDB Flat Portal

Key Takeaways for 2025-2026

• Supply Stability: 19,600 BTO flats launching in 2026 with 4,000+ SWT units

• New Housing Frontiers: Lakeview/Shunfu (first in 40 years), second Berlayar launch, expanded Sembawang North

• MOP Supply Surge: 13,480 flats reaching MOP in 2026—nearly double 2025 levels—expected to moderate resale prices

• Resale Stabilisation: Full-year 2025 growth at only 2.9%; Q4 2025 flat at 0% growth

• Enhanced Family Support: Family Care Scheme fully operational including joint balloting

• Classification Framework: Standard, Plus, Prime system ensuring location-appropriate affordability

• Improved Predictability: All pandemic delays resolved; 127 projects under active construction

Strategic Recommendations

• Track Progress Proactively: Combine official HDB channels (My HDBPage) with third-party trackers (BTOHQ, RecordBTO) for comprehensive visibility

• Plan Renovation Early: Engage licensed contractors during waiting period; average BTO renovation costs S$35,000-S$65,000

• Understand Classification Impact: Evaluate 10-year MOP, subsidy clawbacks (up to 14%), and resale restrictions before applying for Plus/Prime flats

• Leverage Family Care Scheme: Utilize FCS priority and joint balloting for proximity living with parents or children

• Maintain Financial Readiness: Secure HFE letters early, prepare CPF utilization plans, arrange insurance before key collection

Disclaimer & Resources

Data Accuracy Notice:
This comprehensive guide has been updated with the latest verified information as of February 2026 from official HDB sources, Ministry of National Development announcements, major news outlets (CNA, Straits Times), real estate agencies (ERA Singapore, PropNex), and verified property tracking platforms. While every effort has been made to ensure accuracy, prospective homebuyers should always verify current information through official HDB channels.

Official HDB Resources:

• HDB Official Website

• HDB Flat Portal

• HDB MyNiceHome

Latest BTO & Renovation Guides (2025-2026)

Essential BTO Planning:

• HDB BTO Completion Date 2025-2026: Status Tracker & Guide

• Parc Meadow Tengah BTO 2025: June 2027 TOP Guide Singapore

• Bukit Merah Prime BTO 2026: Berlayar & Redhill Peaks Guide

BTO Renovation Cost Guides (Updated 2025-2026):

• BTO Renovation Cost Singapore 2025: From $30K + HDB Guide

• HDB BTO Renovation Budget Singapore 2025: Expert Guide

• 5 Room BTO Renovation Cost Singapore – Honest Price Guide 2025

• BTO vs Resale Renovation Costs in Singapore 2025: Smart Guide

Complete Renovation Guides:

• BTO Renovation Singapore 2025: From $30K | Honest Guide

• The Great BTO Renovation Race: Timing Your Sprint to Success

• Singapore Renovation Guide 2025: HDB, BTO & Condo Complete

• Ultimate Singapore Home Renovation Guide 2025 | Cost & Tips

Contractor Selection & Rankings:

• Best HDB Renovation Contractors 2025 | Avoid Scams Now!

• Top 10 HDB Renovation Contractors Singapore 2025

• Best Renovation Company in Singapore 2026

• Top 12 HDB Contractors in Singapore (2025 List & Pricing)

HDB Permit & Compliance:

• HDB Renovation Permit in Singapore: Complete 2025 Guide

• HDB Renovation Packages & Price List Singapore 2026 | RCS

Estate-Specific Guides:

• Queenstown HDB Renovation Contractor 2025-2026

• Toa Payoh HDB Renovation Guide 2025-2026

RCS Renovation Packages & Products

BTO Renovation Packages by Flat Size:

• 3-Room BTO Renovation Packages – Starting from S$30,000

• 4-Room BTO Renovation Packages – Starting from S$42,000

• HDB Resale and BTO Renovation Packages – Complete solutions

Additional HDB Resources:

• HDB Home Improvement Programme Guide 2025 | HIP Singapore

• 2025 Singapore HDB Renovation Guide: Costs, Tips & Contractors

• 2025 Singapore Home Renovation Guide: Costs, Packages & Tips

Contact RCS Renovation Contractor Singapore

Get Your Free Consultation Today:

• Website: renovationcontractorsingapore.com

• Phone: +65 8784 8742

• Email: rcs@renovationcontractorsingapore.com

• License: HB-11-5877Z (HDB-Licensed Contractor)

Why Choose RCS:

• ✓ Trusted since 2017 with proven track record

• ✓ Transparent pricing with no hidden costs

• ✓ Complete HDB permit handling

• ✓ 12-month comprehensive warranty

• ✓ Licensed and insured contractor

• ✓ Free consultation and quotation

Transform your BTO flat into your dream home with Singapore's most trusted renovation specialist.

Last Updated: February 11, 2026